Grow the portfolio
Explore purchases for long term rentals, short term rentals, and other eligible non owner occupied properties.
Business purpose investor financing
Business purpose onlyNon owner occupiedProperty cash flow first
DSCR Investor Ninja.
Build or expand your investment portfolio with business purpose mortgage programs designed around the property, not personal income.
Eligible DSCR programs may not require personal income verification or tax returns. Property cash flow, credit, equity, experience, reserves, documentation, and program requirements still apply.
PurposeBusiness only
OccupancyNon owner occupied
QualificationProperty focused
Next stepHuman review
The investor lane
A cleaner way to start the property conversation.
DSCR programs evaluate an investment property's ability to support its debt. Eligible programs can reduce the emphasis on personal income documentation while keeping the property, leverage, credit, reserves, and full file in view.
Use the property story
Start with rent, value, property type, location, requested leverage, and the business objective.
Skip the tax return pile
Eligible programs may not use personal income verification or tax returns to qualify. Other documentation and underwriting requirements apply.
Scenario hub
Awaiting review
Your scenario is ready for review.
We received your scenario and will follow up with the next step.
Watch for our reply
A member of the team will review the details and contact you.
- 01Scenario receivedYour scenario is ready for review.
- 02Human reviewWe review the property, financing request, and investor profile.
- 03Options conversationWe talk through the strongest available paths with you.
- 04ApplicationIf you decide to move forward, we guide you through the application.
Scenario details
- Receipt
- Pending
- Status
- Awaiting review
- Workspace
- Scenario review
Your task list
- Build the scenarioComplete
- Reply to our follow upWe will ask for the details needed to keep moving.
- Complete the application when invitedWe will guide you through the next step.
The process
A borrower should always know what happens next.
Start with the property and deal terms. We review the scenario, talk through viable options, and guide you into the application when you are ready.
- 01Explore
Share the business objective, property facts, financing request, and investor profile.
- 02Review
We review the scenario and identify the next useful question.
- 03Apply
If the scenario fits, we guide you through the full application.
- 04Track
Stay clear on status, open items, and who owns the next step.
DSCR Investor Ninja
Property first. Next step clear.
Build the scenario in a few focused steps. We will take it from there.